3 Steps to Get You Started with Medicare

by Bruce Montgomery Ph.D. March 06, 2017

3 Steps to Get You Started with Medicare

What is worse than falling and injuring yourself? Doing so without health insurance. If you or a loved one is approaching the age of 65 or meet other requirements, now is the time to learn about Medicare.

Per Medicare.net, you can enroll in Medicare if:

  • You’re 65 or older.
  • You meet certain disability requirements.
  • You receive benefits from the Social Security Administration (SSA) or the Railroad Retirement Board (RRB).
  • You have end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS, or Lou Gehrig’s disease).

You have an initial window of seven months to enroll in Medicare: three months before your 65th birthday, the month of your 65th birthday and three months following the month you turn 65.

Medicare.gov describes the flowing three steps needed to receive Medicare coverage. 

Step 1: Sign up for Medicare

  • gov has a calculator to estimate the following

Step 2: Choose your coverage

Step 3: Learn about 5 things to do in your first year with Medicare

You can get personalized health insurance counseling at no cost to you from your local State Health Insurance Assistance Program (SHIP).

Check out Medicare.net for other tips

Although Medicare.gov is the official US government website for Medicare, Medicare.net provides a lot of other useful information on topics such as:

  • Eligibility Requirements
  • Four Parts to Medicare
  • Medicare Advantage Plans
  • Supplemental Insurance Options and Alternatives
  • Medicare Costs and Premiums
  • Medicare Open Enrollment Periods and Penalties
  • Medicare and Social Security

Future of Medicare

With rising healthcare costs and unknown future federal budget priorities and policies, Medicare benefits and your contributions to them may change in the future. Check out “Best Kept Secret In Washington DC: The Future Of Medicare” by John C. Goodman on possible future Medicare funding scenarios.


For now – learn all you can about Medicare and follow the proper steps to receive it. And keep yourself and your loved ones as safe and healthy as possible.


As always, please feel free to share your experiences and comments about this important topic for seniors.

Bruce Montgomery Ph.D.
Bruce Montgomery Ph.D.


Dr. Bruce Montgomery is a licensed building contractor in Michigan and Florida. He is a Certified Aging-in-Place Specialist as designated by the National Association of Home Builders. He has also achieved an Executive Certificate in Home Modification from the University of Southern California. He has a wide ranging educational background, including a Master of Science degree in Entomology, with a Master of Science degree in Forestry and a Ph.D. in educational administration.

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